Category: Personal Finance

By Stephen J. Dunn You cannot rely upon Congress to provide for the long-term solvency of the Social Security trust fund.   You need to provide for your own retirement.  Your first...

By Stephen J. Dunn I often see older people with other peoples’ names on their property as co-owners.  Legally, the ownership is joint tenants with right of survivorship, meaning...

By Stephen J. Dunn A company operates a maid service that cleans residences. The company has always treated its maids as independent contractors rather than employees. The company...

By Stephen J. Dunn Payroll service providers are a big deal for small business─an estimated 41% of American small businesses use them. The services provided by PSPs range...

By Stephen J. Dunn If you receive a collection notice concerning an account that is unfamiliar to you, you should not ignore it.  Someone may have stolen your...

By Stephen J. Dunn It is important that you manage your credit reports.    Your credit reports determine whether you can access credit, and the terms on which you...

By Stephen J. Dunn Last month I wrote a column for Forbes about the tax reasons that spouses make lousy business partners. First, business-related tax problems could threaten both spouses’ assets...

By Stephen J. Dunn Spouses generally do not make good business partners for many reasons. For example, when spouses work together in a business, it tends to dominate...